"...Four out of five troops say they would be willing to wait until age 50 to begin drawing military retirement checks in return for a 1 percent basic pay raise now. That finding, from a new report on perceptions of military benefits to be released Thursday, is proof of a long-held belief among military personnel planners that troops prefer cash now rather than later, said author Todd Harrison of the Center for Strategic and Budgetary Assessments, an independent think tank. The Pentagon could save money and improve the perceived value of its compensation package by making that trade-off, said Harrison, whose report looks at the value service members and retirees place on benefits..."