"...TRICARE has affordable healthcare programs available for all Reserve retirees - including "gray-area retirees" and actively-participating Air Force reservists, no matter what orders they are on.
Reservists who retire before age 60 are eligible for TRICARE Retired Reserve coverage while they are in the "gray area," which is the waiting period between retiring from active service and collecting their Reserve retirement pay at age 60..."
Read more at military.com